Dental Plans

Dental Plans

Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem.

By placing an emphasis on prevention, and by covering regular teeth cleaning and check-ups, Americans saved nearly $100 billion in dental care costs during the 1980s.

David C. Cloud & Associates offers over 30 individual dental plans to choose from. Based on our client satisfaction, cost, benefits, and ease of applying, the 3 most popular programs are as follows:

1. HumanaOne Dental C550

  • A DMO (Dental Maintenance Organization) or fee for service plan.
  • No deductible, no waiting periods, unlimited maximum - you pay a fee for each service.
  • Must go to their Dentist.
  • Costs: One time enrollment fee: $35.00 (single or multiple family members)
1 Person $16.00/month
2 People $26.62/month
3 People $35.73/month
4 People $44.67/month
5 People $52.95/month
  • To check for available dentists, view a benefit summary, or to apply online, please click here.

2. DP Brokers Discount Dental Plan

  • Over 30 Individual Discount Dental plans to choose from.
  • Larger PPO Dental Networks, discounted fees for services, additional vision, prescriptions, chiropractic and hearing discounts included with some of the programs.
  • Prices range depending on the plan selected:
    - Single coverage $79.95 to $144.95 per year
    - Family Coverage $129.95 to $199.95 per year
  • The most popular plans in the Metro Atlanta area are:
    - Carrington Care 500
    - Alliance Gold Card
    - Avia Plan
  • To view plan descriptions, provider lists, or to apply online please click here.

3. BlueCross/BlueShield

  • PPO Plan (In-Network) or any dentist
  • $50 deductible max 3 for family - annually
  • Scheduled benefits - BCBS pays a certain amount for each procedure to a maximum of $1,000 per year benefits
  • Check ups and routine cleanings - no waiting period
    6 month waiting period on basic dental services (ex: fillings, extractions)
    12 month waiting period on major dental services (ex: root canal, crowns)
  • Costs:
    Adult - $27.00/month
    Child - $27.00/month
    Family - $76.00/month
  • To check for dentists available on the plan, please click here.
  • To apply, please give us a call at 770-935-0330 to request an application as BlueCross/BlueShield does not currently offer online enrollment for this plan. Once you have completed the application, you can mail or fax it to David C. Cloud & Associates for processing.